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Hard Money Loans for Chicago

Bridge Loans and Long-Term Lending on Residential and Commercial Investment Properties

National Private Lending is Your Chicago Hard Money Lender

Designed with Chicago Real Estate Investors in Mind!

We offer fast, flexible, and reliable bridge loans, hard money loans, private money loans, and long-term loans at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities throughout Chicagoland. We provide loans for the acquisition, refinance, and cash-out refinance of investment properties including but not limited to Fix-and-Flips, BRRRR, Fix-to-Rent, Turnkey Rentals, Multifamily Value-Add, Apartment Acquisitions, New Construction, and infill Residential Development.

We also provide loans for the acquisition, refinance, and cash-out refinance of Commercial Properties of any size.

National Private Lending offers a wide range of investment property loans for Chicago residential properties and Chicago Commercial Properties including the Chicago Suburbs like Oak Park, Aurora, Clarendon Hills, Long Grove, Naperville, Buffalo Grove, Western Springs, and more.

Chicago Hard Money Lender
National Private Lending was created by real estate investors, for real estate investors, buying, renovating, or holding investment properties in Chicago Illinois. No matter if you are focused on Fix & Flips, Buy & HoldsTurnkey Investments, or Residential Developments, we understand your business and we are here to help you succeed and grow! As an established private money lender serving Chicago Illinois, we specialize in real estate investment property loans that banks and conventional lenders are not able to fund. A Chicago hard money loan may be your best choice if you’re purchasing property in need of renovation or if you need to purchase a property quickly (in less than two weeks), want to purchase the property with joint venture partners in an LLC, or wanting higher leverage than the bank or conventional lender is able to provide.

Here is a quick list of our most popular programs in Chicago

  • Bridge Loans

  • Fix and Flip Loans

  • Rental Loans

  • New Construction Loans

  • Multifamily Loans

  • Commercial Loans

  • Commercial New Construction

  • Renovation Loans

  • Residential Development

We can provide loan terms in less than 24 hours and can fund loans quickly based on common sense underwriting. We review the profitability or cash flow of the property along with the experience, liquidity, and creditworthiness of the team seeking the loan. We are happy to review your next investment that needs financing. Give us a call at (312)-724-6302 and our team of Loan Consultants will be happy to answer your questions.


Chicago Bridge Loans & Chicago Long Term Loans Options
We’re here to help you grow your real estate business! We provide streamlined loan underwriting, customized lending solutions, and competitive rates to active real estate investors in Chicago Illinois. Our Bridge loans in Chicago and our Long term loans in Chicago are available on Single Family Homes, Condominiums, Townhomes, Multifamily properties, and Commercial properties throughout Chicagoland.

Chicago Hard Money Loan for Real Estate Acquisition
Hard Money loans are used to purchase a specific residential property when traditional lenders or banks cannot finance it due to their underwriting requirements. Our Chicago hard money loan provides real estate investors the option to close within weeks rather than months. Additionally, National Private Lending Hard Money loans can assist if the property has deferred maintenance, or a borrower’s credit, debt-to-income ratio or liquidity does not meet traditional lenders’ requirements. Set up a Call Today

Chicago Bridge Loan
National Private Lending Bridge loans in Chicago are used as short-term financing to help Chicago real estate investors acquire or cash out on your investment property equity quickly. NPL's Bridge Loans allow our clients to make an opportunistic purchase and compete with all cash offers. While traditional underwriting processes can take weeks, our team can complete the borrower and property underwriting in a matter of days. For repeat clients, we offer our Express Loan program which can allow for a closing within 7 days and sometimes faster. If you are in need of an investor friendly lender, an investment property loan, or a bridge loan in Chicago, National Private Lending is your partner for your Chicago real estate investing business. Set up a Call Today

Chicago Fix and Flip Loan
National Private Lending
 Fix and Flip Loans in Chicago, also called Renovation loans are used to renovate an existing property that has deferred maintenance or needs a full gut rehab to bring the property back to life and meet the quality standards of the neighborhood. Our Fix and Flip Loan can be used for light or heavy rehabs as well as adding ADU’s (Additional Dwelling Units) or adding square footage to an existing property. A value-added loan is a method to maximize cash flow or profit and can also be referred to as “stabilizing” the property.

Chicago Multifamily Apartment Loan
National Private Lending Multifamily Loans in Chicago provides speed, simplicity, and reliability of execution for stable and value-add multifamily acquisitions and refinances. We actively finance from small and middle market multifamily transactions to large Multiunit apartment buildings across the country. Our Chicago Multifamily Loans can be used for distressed multifamily properties that need capex and rent increases to stabilize or turnkey properties that need seasoning before long term financing is available. Set up a Call Today

Chicago Residential Development Loan or New Construction Loans
Chicago Residential Development Loans or New Construction Loans are used to purchase or refinance shovel-ready lots or teardown projects. Our loan can be for spec builders building one home at a time, or developers building infill townhomes, sub-divisions, condos or apartments. This loan has no exit fees, or pre-sale requirements making it more friendly for our development clients. Building-to-Sell or Build-to-Rent, National Private Lending is ready to be your partner

Chicago Rental Property Loan (DSCR)
Rental Property Loans also known as DSCR loans in Chicago are used to obtain permanent, long-term financing on both long-term or short-term (Vacation /Airbnb/VRBO) rental properties. It can be used to purchase or refinance a single property or portfolio of properties. This loan allows investors to avoid the headache of qualifying for Conventional loans as it does not use a Debt-to-Income (DTI) to qualify; this loan is qualified on the Debt-Service-Coverage-Ratio (DSCR) of the property. The loan can be used on an unlimited # of rental properties held individually or in an entity. Set up a Call Today

National Private Lending's Hard Money Loans in Chicago do not require personal income documentation to qualify and loans are made under your corporation's name. Companies are not required to provide any income documentation either, they can be brand new or seasoned businesses. Learn more about our Chicago hard money programs today, and set up a call with one of our experts.

Chicago Hard Money Lenders for Real Estate Investors

Here is a quick list of some of the reas coverd by National Private Lending private, your money lenders for real estate investors in Chicago - the Loop, Edison Park, Roscoe Village, Beverly, Lakeshore East, Rockwell Crossing, Bridgeport, and other areas. Use a private mortgage to get fast funding for a Chicagoland investment property purchase, refinance, or equity cash out. Our directory lists private money companies (not individual investors) offering short-term loans that typically range from 6 to 18 months.

Current Rates & Terms
We succeed by delivering the best financing solution to our clients who fix & flip, renovate, develop and build properties in Illinois.

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Loan Guidelines & Process
We provide common sense lending to real estate investors buying, building, renovating, flipping, and renting residential real estate in Illinois.

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Diverse Loan Options
Invest with confidence that you will close the deal by working with a lender that provides transparent loan options for Illinois real estate investors.

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Chicago Neighborhoods - Private Money Lender​

Albany Park


Archer Heights

Armour Square


Auburn Gresham


Avalon Park


Belmont Central

Belmont Cragin



Brighton Park





Calumet Heights


Chicago Lawn





East Garfield Park

East Side


Edison Park


Forest Glen

Fuller Park

Gage Park

Garfield Ridge

Gold Coast

Goose Island

Grand Boulevard

Greater Grand Crossing




Humboldt Park

Hyde Park

Irving Park

Jefferson Park


Kilbourn Park


Lincoln Park

Lincoln Square

Little Italy

Little Village

Logan Square

Longwood Manor


Lower West Side

Magnificent Mile

McKinley Park


Morgan Park

Mount Greenwood

Near North Side

Near West Side

New City

Noble Square

North Center

North Lawndale

North Park

Norwood Park



Old Irving Park

Old Town


Portage Park

Printer's Row



River North


Rogers Park

Roscoe Village



South Chicago

South Deering

South Lawndale

South Shore


The Gap


Ukrainian Village

Union Ridge


Washington Heights

Washington Park

West Elsdon

West Englewood

West Garfield Park

West Lawn

West Loop

West Pullman

West Ridge

West Town

Wicker Park


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