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Multifamily Property Loans
Get the financing you need for your Multiunit Rental Properties
Purchase, Refinance, Cash-out, Rehab or Turn key loans

Purchase, Refinance, or Rehab a Multifamily / Multiunit  property with our Multifamily Loans

Our business purpose program can be used to finance existing small, middle, and large Multifamily investment properties and apartments that are stabilized or are in need of renovation with value-add or repositioning strategies.

Key Facts About Our Multifamily Commercial Loan

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  • Purchase, refinance, refinance cash-out or value-add/rehab

  • 12-to-24-months, fixed rate, interest only loans

  • Unlimited unit count, min $35,000 per door

  • 5+ unit – Multifamily and eligible mixed-use

  • Class A, B and C grade. Class D (case-by-case)

  • Underwritten to Agency takeout

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Schedule a quick Consultation today! or Apply for a Multifamily Loan

 

Real Estate Multifamily Apartments Loans Purpose

 

Multifamily Property Loans are great products for real estate investors to acquire new multifamily rental properties and expand their real estate portfolio. With no limit on how many properties you can acquire. When applying for Multifamily Loan, National Private Lending will also get you approved for a Real Estate Investing Line of Credit, which allows you to do multiple transactions simultaneously. Multifamily Loans can be used for purchase, refinance, cash-out or rehab Multifamily, Apartments, and Mixed-use Investment Properties.

 

Why Choose a Multifamily Loan?

  • We treat your rental / Investment property like your own small business, and we underwrite to the cash flow, it will produce, not your personal income.

  • We don’t limit the number of Multiunit properties you can own, so we give you maximum flexibility.

  • We provide expert and personalized service throughout the entire loan process – from quote to close.

 

Multifamily Property Loan Interest Rate Start as low as 6.5% for a 30 Year Loan. Interest Rates could vary depending on the risk factor of the loan, your credit profile, and your real estate investing experience, so always feel free to give us a Call for a Quick Quote, we'll ask you a few simple questions and we'll be able to give you a quote instantly.

 

Multifamily Loan Amounts start at a minimum of $500,000 with a minimum of $35,000 per door value, up to $5,000,000 Million, if your property or project requires more ask about our Multifamily / Multiunit Plus (extensive track record is required).

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No Recourse Available, Recourse and Non-recourse.
The non-recourse option will have standard carve-outs; availability will be determined on a case-by-case basis.

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Multifamily Loan Terms go from 12 to 24 months for Short Term Loans on Multifamily bridge loans and Multifamily renovation loans, and 30 Year Fixed Loans for turn-key multifamily properties or stabilized or rehabbed multiunit apartments and mix-use properties. Our Multifamily loans, only allow 1 type of structure to finance your next investment property, and that is. Entity / Business - Single purpose entity, LLC or Corp.

 

*Have any specific questions? Schedule a quick Consultation today!

 

Our Multifamily Property Loans do require experience and prior Multifamily Property Ownership in the past, so for those new real estate investors we have additional options to help you jump into the Multifamily Investment side. Property loan pricing, leverage, and required reserves will be determined based on experience.

 

Multifamily Maximum Leverage for Purchases, refinance, or Rehab a Multifamily Property with National Private Lending Loans. Up to 75% of the purchase price and 100% of renovation costs subject to 80% total (LTC) | 70% of the stabilized value (LTV). 

Our creative financing products will allow you to maximize leverage up to 100% of your purchase for experienced and seasoned investors.  Schedule a quick Consultation today! or Apply for a Multifamily Loan

 

Refinance a Multifamily Property. If you are looking to refinance a Rental property and you are looking for Maximum Leverage, our Multifamily Rental Loans are made for it. Finance 80% 90% and up to 100% on rate & term loans and Up to 75% on cash-out refinances 🤯

 

One of the questions we get all the time from investors is, When do we use Value vs Cost Basis? for real estate rental property loans. we require a seasoning of 180 days to use new value [Purchase Price + cost of work to be completed, if any. (Verified and provided by Inspector)]

 

Multifamily Loans are specifically to purchase real estate investment properties with the intention to rent them to your local market. We fund up to 80% of the purchase price and up to 75% on cash-out refinance. Call us for 100% options.

 

You can use our Multifamily loans for all your multiunit properties / real estate investments, including the following types: 5+ unit - Multifamily and mixed-use (case-by-case), min $35,000 per door. Acceptable properties are Class A, B and C grade. Class D properties will be considered on a case-by-case basis.

 

Finally, Our Multifamily property Loans for Foreign Nationals are allowed with established US credit subject to 55% stabilized LTV max, with the exception of ineligible countries. Contact us to learn more about our list of ineligible countries.

 

Why Choose a Multifamily Line of Credit?

 

  1. Our Multifamily Line of Credit is designed for investors who need funding for multiple rental properties.

  2. Applying for a Multifamily Line of Credit is easy and allows investors to close more loans quickly.

  3. Grow with us, as you fund more property loans with us and gain experience, your terms may improve. Extensive Rehab financing is available for larger Multifamily rehab & hold projects.

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To Speak with a Sales Rep & Learn More About our Products:

Schedule a quick Consultation today! or Apply for a Multifamily Loan

 

Hit a HomeRun with a single rental loan

 

 

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