top of page
Private-Money-Loans-Miami-FL-National-Private-Lending- Banner (1).jpg

Hard Money Loans for Miami, FL

Bridge Loans and Long-Term Lending on Residential and Commercial Investment Properties

National Private Lending is Your Miami Hard Money Lender

Designed with Miami Real Estate Investors in Mind!

We offer fast, flexible, and reliable bridge loans, hard money loans, private money loans, and long-term loans at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities throughout Miami Florida. We provide loans for the acquisition, refinance, and cash-out refinance of investment properties including but not limited to Fix-and-Flips, BRRRR, Fix-to-Rent, Turnkey Rentals, Multifamily Value-Add, Apartment Acquisitions, New Construction, and infill Residential Development.

We also provide loans for the acquisition, refinance, and cash-out refinance of Commercial Properties of any size.

National Private Lending offers a wide range of investment property loans for Miami residential properties and Miami Commercial Properties including the Miami Suburbs like Coconut Grove, Brickell, Wynwood, Little Havana, Edgewater, Allapattah, Miami Design District, and more.

Miami Hard Money Lender
National Private Lending was created by real estate investors, for real estate investors, buying, renovating, or holding investment properties in Miami Florida. No matter if you are focused on Fix & Flips, Buy & HoldsTurnkey Investments, or Residential Developments, we understand your business and we are here to help you succeed and grow! As an established private money lender serving Miami Florida, we specialize in real estate investment property loans that banks and conventional lenders are not able to fund. A Miami hard money loan may be your best choice if you’re purchasing property in need of renovation or if you need to purchase a property quickly (in less than two weeks), want to purchase the property with joint venture partners in an LLC, or wanting higher leverage than the bank or conventional lender is able to provide.

Here is a quick list of our most popular programs in Miami FL

  • Bridge Loans

  • Fix and Flip Loans

  • Rental Loans

  • New Construction Loans

  • Multifamily Loans

  • Commercial Loans

  • Commercial New Construction

  • Renovation Loans

  • Residential Development

We can provide loan terms in less than 24 hours and can fund loans quickly based on common sense underwriting. We review the profitability or cash flow of the property along with the experience, liquidity, and creditworthiness of the team seeking the loan. We are happy to review your next investment that needs financing. Give us a call at (312)-724-6302 and our team of Loan Consultants will be happy to answer your questions.


Miami Bridge Loans & Miami Long Term Loans Options
We’re here to help you grow your real estate business! We provide streamlined loan underwriting, customized lending solutions, and competitive rates to active real estate investors in Miami Florida. Our Bridge loans in Miami and our Long term loans in Miami are available on Single Family Homes, Condominiums, Townhomes, Multifamily properties, and Commercial properties throughout Chicagoland.

Miami Hard Money Loan for Real Estate Acquisition
Hard Money loans are used to purchase a specific residential property when traditional lenders or banks cannot finance it due to their underwriting requirements. Our Miami hard money loan provides real estate investors the option to close within weeks rather than months. Additionally, National Private Lending Hard Money loans can assist if the property has deferred maintenance, or a borrower’s credit, debt-to-income ratio or liquidity does not meet traditional lenders’ requirements. Set up a Call Today

Miami Bridge Loan
National Private Lending Bridge loans in Miami are used as short-term financing to help Miami real estate investors acquire or cash out on your investment property equity quickly. NPL's Bridge Loans allow our clients to make an opportunistic purchase and compete with all cash offers. While traditional underwriting processes can take weeks, our team can complete the borrower and property underwriting in a matter of days. For repeat clients, we offer our Express Loan program which can allow for a closing within 7 days and sometimes faster. If you are in need of an investor friendly lender, an investment property loan, or a bridge loan in Miami, National Private Lending is your partner for your Miami real estate investing business. Set up a Call Today

Miami Fix and Flip Loan
National Private Lending
 Fix and Flip Loans in Miami, also called Renovation loans are used to renovate an existing property that has deferred maintenance or needs a full gut rehab to bring the property back to life and meet the quality standards of the neighborhood. Our Fix and Flip Loan can be used for light or heavy rehabs as well as adding ADU’s (Additional Dwelling Units) or adding square footage to an existing property. A value-added loan is a method to maximize cash flow or profit and can also be referred to as “stabilizing” the property.

Miami Multifamily Apartment Loan
National Private Lending Multifamily Loans in Miami provides speed, simplicity, and reliability of execution for stable and value-add multifamily acquisitions and refinances. We actively finance from small and middle market multifamily transactions to large Multiunit apartment buildings across the country. Our Miami Multifamily Loans can be used for distressed multifamily properties that need capex and rent increases to stabilize or turnkey properties that need seasoning before long term financing is available. Set up a Call Today

Miami Residential Development Loan or New Construction Loans
Miami Residential Development Loans or New Construction Loans are used to purchase or refinance shovel-ready lots or teardown projects. Our loan can be for spec builders building one home at a time, or developers building infill townhomes, sub-divisions, condos, or apartments. This loan has no exit fees, or pre-sale requirements making it more friendly for our development clients. Building-to-Sell or Build-to-Rent, National Private Lending is ready to be your partner

Miami Rental Property Loan (DSCR)
Rental Property Loans also known as DSCR loans in Miami are used to obtain permanent, long-term financing on both long-term or short-term (Vacation /Airbnb/VRBO) rental properties. It can be used to purchase or refinance a single property or portfolio of properties. This loan allows investors to avoid the headache of qualifying for Conventional loans as it does not use a Debt-to-Income (DTI) to qualify; this loan is qualified on the Debt-Service-Coverage-Ratio (DSCR) of the property. The loan can be used on an unlimited # of rental properties held individually or in an entity. Set up a Call Today

National Private Lending's Hard Money Loans in Miami do not require personal income documentation to qualify and loans are made under your corporation's name. Companies are not required to provide any income documentation either, they can be brand new or seasoned businesses. Learn more about our Miami hard money programs today, and set up a call with one of our experts.

Current Rates & Terms
We succeed by delivering the best financing solution to our clients who fix & flip, renovate, develop and build properties in Illinois.

Learn More

Loan Guidelines & Process
We provide common sense lending to real estate investors buying, building, renovating, flipping, and renting residential real estate in Illinois.

Learn More

Diverse Loan Options
Invest with confidence that you will close the deal by working with a lender that provides transparent loan options for Illinois real estate investors.

Learn More


#Florida #Jacksonville #Miami #Tampa #Orlando #StPetersburg #Tallahassee #FloridaRealEstate #JacksonvilleRealEstate #MiamiRealEstate #TampaRealEstate #OrlandoRealEstate #StPetersburgRealEstate #TallahasseeRealEstate

bottom of page