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Construction Loan Intake Form
For Ground up and New Construction Loans

Ground Up Construction Loan Program

A "Ground Up Construction" loan program is designed to provide a streamlined financing solution to build single family, multi-family, and mixed use projects which are entitled or shovel ready.  A Ground Up Construction loan is a great fit in the following situations:

  1. For an experienced builder or developer who is looking to capitalize on a new project without waiting on bank financing

  2. A contractor who owns entitled or shovel ready land but needs the financing to get the project started

  3. A fix & flip project that has extensive rehab requiring vertical additions or significant horizontal additions to the property


At National Private Lending, our Ground Up Construction loans close very quickly... in as little as 17 days with low starting rates. Our construction loans require very little documentation and the underwriting is primarily based on the risk of the project itself! Our Ground Up Construction loans are a great way to acquire property to build a single family spec homes or multi-family development. Our ground up construction program provides you with the ability to close quickly by using a reliable & and experienced lender as your financing partner.


Program Overview

Loan Amount: $500,000 - $150 Million

Term Length: 6 - 36 months

Max LTV: Up to 75% 

Max LTC: Up to 80%

Amortization: Interest only

Interest Rate: Low Starting Rates

Closing Time: 17 Days

Loan Use: Purchase, refinance, cash-out, Construction on Entitled or Shovel Ready Land

Get a quote on your next project, complete a quick questionnaire, and get a fast answer.

Construction Loans for Commercial Real Estate
Commercial construction loan options start at $500,000 and go up to $150 million, they are interest-only during construction with short-term options, life company, and permanent loans with earn-outs. Non-recourse loans start at $20 million.

Start Your Application and Unlock the Power of Choice, Experience expert guidance, competitive options, and unparalleled industry expertise.
Click Here to Get Quotes


Commercial Mortgages For Construction Financing
Commercial Real Estate Loans are poised to help qualified investors access capital at all levels of the stack to finance the development of new commercial properties.

We offer competitive floating rates at various leverage points. Additionally, we help manage commercial property developer risk-adjusted returns. Construction loans available include anything from 24-month terms to life company-financed construction, to permanent loans with earn-outs. We also offer layered financing and can place mezzanine financing or preferred equity on top of senior debt to reach leverage as high as 85% LTC. Our team is experienced in arranging competitive construction financing — and in the recapitalization process afterward when sourcing permanent debt. 

To speak with an experienced commercial construction advisor, complete our Construction Intake Form and we'll get back to you with a free quote.

2023 Commercial Property Construction Loan Terms
and 2024 Commercial Property Construction Loan Terms


  • Minimum Loan: $500,000 

  • Maximum Loan Amounts $150 million

  • Term: Flexible

  • Leverage: Up to 85% LTC

  • Amortization: Interest only during construction

  • Recourse: Non-recourse options available for loans over $20 million

  • Options Available for Permanent Financing, Life Companies, Regional and National Banks, Institutions, Pensions Funds, Private Debt Funds.

Getting commercial property financing

should be easy.⁠ Now it is.
Click below for a free, no-obligation quote and to learn more about your loan options.

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